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The Fund provides loans in national currency exclusively to credit institutions regulated by the NBT. The Fund does not provide financial services directly to population and businesses in the Republic of Tajikistan.
The Fund does not allow discrimination of any kind against borrowers on the basis of political, religious, racial, national and other non-economic factors.
In its activities and relations with its partners/credit institutions, the Fund adheres to the principle in respect to the final recipients of the Fund’s resources that:
The Fund is ready to cooperate only with those credit organizations that:
№ |
Specifications |
1. |
Number of borrowers must be at least 1200 |
2. |
Average loan amount should be in the range of 2,000 to 100,000 Somoni |
3. |
Industry diversification of the loan portfolio should be reasonable |
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Concentration of the loan portfolio in trade and commerce should not exceed 50% of the total loan portfolio |
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Concentration of the loan portfolio in all other industries should not exceed 45% of total loan portfolio |
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Share of financing in the agricultural sector in the loan portfolio must be at least 20% of total loan portfolio |
4. |
Share of overdue loans for more than 30 days in the loan portfolio of which ones does not exceed 12% of total loan portfolio |
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